• 1129Clients Served since April 2023
  • $3,011,493Debt Paid Off For Clients since April 2023
  • 101Workshops Provided since April 2023
Financial Wellness. Financial Freedom.

Securing your future starts today.

When dealing with debt, the most daunting aspect can be taking the initial step to get help. At Consumer Credit Counseling Service, we understand your fears, frustrations, and desire to take control of your situation. While the first step can be intimidating, it’s also the most liberating. Let’s get to work!

  • 1129Clients Served since April 2023
  • $3,011,493Debt Paid Off For Clients since April 2023
  • 101Workshops Provided since April 2023
  • Credit & Budget Counseling

    We’re here to help you understand your credit score, learn how to better budget for a secure future, and make a plan to improve your financial standing.

  • Debt Management Program

    Our time-tested system reduces debt, minimizes stress, and improves your financial health.

  • HUD Certified Housing Counseling

    We believe everyone should have the opportunity to own a home. Let us show you how we can help put you on the right path.

  • Bankruptcy Counseling

    Our bankruptcy counseling fulfills court-mandated requirements and explains the pre-filing options within the system.

  • Representative Payee Program

    The purpose of a Representative Payee is to ensure those who receive social security are surrounded by services that include money management, accurate accounting and reporting, and advocacy.

  • I spoke with Kathy in detail, and she gave me excellent advice! Unlike many of these other consumer credit counseling organizations, she didn’t try to convince me to invest in the company’s program. Instead, she gave me info on how to fix it myself. Thanks, CCCS of the Ozarks, I appreciate your level of honesty and integrity!


  • Thank you for your help in getting us through a rough financial time the last three years. We are very grateful that CCCS is there for people like us needing a little assistance.


  • Big Thanks to everyone at CCCS who was kind and knowledgeable and helpful! I am recommending CCCS to anyone who even mentions a budget or money troubles! You’ve been the biggest help through EVERYTHING. Instead of just being told “this is how people do it” you taught us real skills.


Online Counseling
Transform your finances with actionable plans from online financial counselors.

Our online counseling module is a convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information you provide, a certified counselor will contact you in order to complete the credit counseling session — either by phone or in person.