Part 2 Consolidation Loan This is an unsecured loan, which means that the interest rates will be higher than a home equity loan. The rates will probably be lower than all of your credit cards but carefully consider other options if the fees are high. Going this route may not save you much money after […]
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Refinance your home?
In recent posts Beth gave advise on using the equity in your home to consolidate debt. Great advise, by the way. I wanted to take it a step further and talk about simply refinancing your home. The current mortgage interest rates are very appealing to a homeowner. If you are a homeowner who has good […]
Mint.com
Two of the most common phrases I have heard clients say over the years are: 1) “I don’t have a budget.” or “I don’t know the first thing about making a budget”. 2) “I just dont have time to do all of that budgeting stuff.” Well my friends, there is help. I have found another […]
7 Things to Consider Before Getting a Pet
7 Things to Consider Before Getting a Pet I am not going to add in the cost of the pet because most individuals figure that in, whether it is free or not. 1. Does the animal need to be spade or neutered? If you adopt, this is usually in the fee. If you do not […]
How to Save for the Holidays
When it comes to the holidays, our wallets can get drained and it is important we have a savings plan and a spending plan. Everyone pays for the holiday season in different ways. Some put everything on their credit card(s) and end up paying them throughout the following year, others may set up a Christmas […]
