CCCS Blog

Up-to-Date Resources and Videos

Check out our expanding library of resources for convenient, accessible ways to learn about personal finance topics such as budgeting, credit usage, and debt management.

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Housing Counseling

Refinance your home?

In recent posts Beth gave advise on using the equity in your home to consolidate debt. Great advise, by the way. I wanted to take it a step further and talk about simply refinancing your home. The current mortgage interest rates are very appealing to a homeowner. If you are a homeowner who has good […]

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Credit & Budget Counseling

Mint.com

Two of the most common phrases I have heard clients say over the years are: 1) “I don’t have a budget.” or “I don’t know the first thing about making a budget”. 2) “I just dont have time to do all of that budgeting stuff.” Well my friends, there is help. I have found another […]

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Uncategorized

7 Things to Consider Before Getting a Pet

7 Things to Consider Before Getting a Pet I am not going to add in the cost of the pet because most individuals figure that in, whether it is free or not. 1. Does the animal need to be spade or neutered? If you adopt, this is usually in the fee. If you do not […]

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Credit & Budget Counseling

How to Save for the Holidays

When it comes to the holidays, our wallets can get drained and it is important we have a savings plan and a spending plan. Everyone pays for the holiday season in different ways. Some put everything on their credit card(s) and end up paying them throughout the following year, others may set up a Christmas […]

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Services

Credit Karma

Happy Friday everyone! Today I want to tell you about this great tool anyone can use for free to track their credit score. Normally, I wouldn’t recommend something like this because there is usually a catch or a cost to the consumer. With Credit Karma, everything is free to the consumer; the website is sponsored […]

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