Two of the most common phrases I have heard clients say over the years are: 1) “I don’t have a budget.” or “I don’t know the first thing about making a budget”. 2) “I just dont have time to do all of that budgeting stuff.” Well my friends, there is help. I have found another […]
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7 Things to Consider Before Getting a Pet
7 Things to Consider Before Getting a Pet I am not going to add in the cost of the pet because most individuals figure that in, whether it is free or not. 1. Does the animal need to be spade or neutered? If you adopt, this is usually in the fee. If you do not […]
How to Save for the Holidays
When it comes to the holidays, our wallets can get drained and it is important we have a savings plan and a spending plan. Everyone pays for the holiday season in different ways. Some put everything on their credit card(s) and end up paying them throughout the following year, others may set up a Christmas […]
Credit Karma
Happy Friday everyone! Today I want to tell you about this great tool anyone can use for free to track their credit score. Normally, I wouldn’t recommend something like this because there is usually a catch or a cost to the consumer. With Credit Karma, everything is free to the consumer; the website is sponsored […]
The Truth about Foreclosure “Rescue” Services
Ok folks…it is time someone stepped up to the soap box and told the truth about foreclosure “rescue” services. Sure, they promise to save your home from foreclosure or help you get a mortgage modification at a 2% interest rate with a hefty amount of principal reduction. They are going to save your home; all […]