• 2433Clients Served in 2024
  • $4,303,799Debt Paid Off For Clients in 2024
  • 114Workshops Provided in 2024
Financial Wellness. Financial Freedom.

Securing your future starts today.

When dealing with debt, the most daunting aspect can be taking the initial step to get help. At Consumer Credit Counseling Service of the Heartland, we understand your fears, frustrations, and desire to take control of your situation. While the first step can be intimidating, it’s also the most liberating.

Let’s get to work!

  • 2433Clients Served in 2024
  • $4,303,799Debt Paid Off For Clients in 2024
  • 114Workshops Provided in 2024
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  • Credit & Budget Counseling

    We’re here to help you understand your credit score, learn how to better budget for a secure future, and make a plan to improve your financial standing.

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  • Debt Management Program

    Our time-tested system reduces debt, minimizes stress, and improves your financial health.

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  • HUD Certified Housing Counseling

    We believe everyone should have the opportunity to own a home. Let us show you how we can help put you on the right path.

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  • Bankruptcy Counseling

    Our bankruptcy counseling fulfills court-mandated requirements and explains the pre-filing options within the system.

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  • Representative Payee Program

    The purpose of a Representative Payee is to ensure those who receive social security are surrounded by services that include money management, accurate accounting and reporting, and advocacy.

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  • Life-changing is the term best used to describe our experience.  The stress on our family was too much.  We tried to do it on our own; but the hole we were digging just got bigger.  Best decision ever!

    -Kelly

  • Why did I wait so long?!  Are you kidding me?

    Lower interest and less time was a no brainer.

    -Tom

  • I didn’t know the difference between a debt management plan and a debt settlement until I had my wages garnished.  CCCS was able to help me get released from the debt settlement company and pay all my creditors instead of the one settlement.  They kept me informed every step of the way.  I really appreciate their professionalism.

    -Cari

  • I was able to keep my home because of CCCS. I didn’t even know they provided that service. Dee was very compassionate and understanding through all the calls and tears.

    -Savannah

Online Counseling
Transform your finances with actionable plans from online financial counselors.

Our online counseling module is a convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information you provide, a certified counselor will contact you in order to complete the credit counseling session — either by phone or in person.