Debt Management Program

Looking for a safe way to get out of debt?
A debt management program might be right for you.

Our debt management plan offers a way to help you pay your unsecured debt. Unsecured debt is debt that is not backed by collateral and includes credit cards, medical bills and student loans.

During your meeting with one of our certified counselors, we will review your monthly income, monthly living expenses (budget), and debts. We’ll work with you to craft a debt management plan to begin paying back your debt.

We will work with your creditors to reduce your monthly payments.

  • Pay off debt within approximately 5 years
  • Reduce or stop finance charges
  • Easy, consolidated monthly payments

Typically, payment plan schedules allow you to pay off your debt within three to five years. In some cases we can help reduce or stop finance charges (interest).

With a debt management plan, you will be able to make one monthly payment to Consumer Credit Counseling Service instead of payments to multiple creditors. We will distribute your payment appropriately.

Call today to schedule an appointment or make an online submission.

Frequently Asked Questions

Online counseling: convenient, secure, ready when you are

Our online counseling module is a convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information you provide, a certified counselor will contact you in order to complete the credit counseling session — either by phone or in person.