Springfield, Mo. – According to the National Foundation for Credit Counseling™ (NFCC) recent online poll, when asked what they would be most embarrassed to admit, the highest number of respondents, 37 percent, indicated it was their credit card debt. People were given five categories from which to choose. In addition to credit card debt, the […]
CCCS Blog
Credit & Budget Counseling
Categories
- All
- Bankruptcy Counseling
- Credit & Budget Counseling
- Debt Management
- Housing Counseling
- Services
- Uncategorized
Don’t Let Black Friday Lead to the January Blues
At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier to take part in the once per year phenomenon known as Black Friday, the mother of all shopping days. The problem with this practice is […]
How to Start or Re-Start Your Monthly Budget
Written By: Beth Mincks, NFCC Certified Counselor and Financial Educator The hardest part about budgeting is getting started! Here are some tips that may help you. Step One: Look at the last 2 months of your bank statements to see how much your monthly bills are and what you spend your money on. This will […]
Dos and Dont’s for that much-needed financial conversation for engage and married couples
With many brides and grooms walking down the aisle in June, regardless of how difficult it may be, the conversation about personal finances is one that should be neither ignored nor postponed. As a matter of fact, to increase the odds of making ‘happily ever-after’ a reality, the discussion should take place before the ‘I […]
Seeking Financial Guidance
Seeking financial guidance is NOT a sign of weakness, it is a step toward financial freedom. Personal finance is a sensitive subject and CCCS of the Ozarks has found that pride or lack of understanding is hindering one from seeking some kind of financial guidance. When is a good time to seek financial help and […]