WHY DO SOME LENDERS REQUIRE YOU TO KEEP A $500 DEDUCTIBLE OR LESS WHEN FINANCING A VEHICLE? When you finance a vehicle, it does not belong to you, it belongs to the lender until it is paid in full. Therefore the lender, bank, credit union, and so on, need to make sure that this vehicle […]
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Living with no money?
I read an Yahoo Financial Fit article this morning about a young Berlin family who live with virtually no money essentially because it gets in the way of living their dreams. Its a very intriguing thought to me. The journey for them began when Rapheal went on a trip with 2 college friends and backpacked/hitchhiked […]
Check Out Your Credit Score for Free.
We, consumers, have been able to access our credit reports once a year for free with www.annualcreditreport.com/. This has been a great tool for monitoring fraud, credit worthiness, and so on. The problem: we still have to pay for our score, which costs around $8.00 per credit bureau. Now we can access our credit score […]
How long Does it Take to Get Out of Credit Card Debt?
HOW LONG DOES IT TAKE TO GET OUT OF CREDIT CARD DEBT? In a book that I am reading called “Debt-Free Forever” written by Gail Vaz-Oxlade, there is a tip that I wanted to share with you. “While it may have become socially acceptable to make only the minimum payments required on our debt, this […]
Having Good Credit Isn’t Just for Loan Approvals
I often times get asked, “Why would you want to strive for a good credit score if you don’t plan on borrowing money?” When I speak within the community. Having good credit does not only affect you in the lending world, it also affects many other aspects of your life. These are services that many […]