When bills pile up, emergencies strike, or the paycheck runs out before the month does, it’s natural to feel desperate for a fast solution. We’ve all been there—facing an unexpected car repair, a medical bill, or a shut-off notice with no clear way to cover it. In those moments, people are often just looking for […]
CCCS Blog
Debt Management
Categories
- All
- Bankruptcy Counseling
- Credit & Budget Counseling
- Debt Management
- Housing Counseling
- Services
- Uncategorized
10 Benefits of Living Debt-Free
Written by Beth Mincks, NFCC Certified Financial Professional Peace of mind Financial security Improved marital relationship Better health and lifestyle More free time Emergency fund lasts longer Strengthened self confidence Extra money to put towards savings More money available to invest. More time with kids and family. Living a debt-free life means different things to […]
Debt May Spoil Cupid’s Plans This Valentine’s Day
Springfield, MO. – Cupid is up against a mighty opponent this Valentine’s Day: DEBT. The majority of respondents participating in the National Foundation for Credit Counseling (NFCC) monthly poll indicated they would have serious reservations about taking on the debt of the person they love, even to the point of ending the relationship. The NFCC […]
Tapping into your emergency fund
Written by Beth Mincks, Financial Education Specialist I often have informative questions when I am teaching financial awareness to the community. Here is a question I wanted to share. Question: I am establishing an emergency fund but what reasons would I need to tap into this savings account? Answer: Having an emergency fund is strictly […]
Don’t Let Black Friday Lead to the January Blues
At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier to take part in the once per year phenomenon known as Black Friday, the mother of all shopping days. The problem with this practice is […]