Written by Beth Mincks, Financial Education Specialist I often have informative questions when I am teaching financial awareness to the community. Here is a question I wanted to share. Question: I am establishing an emergency fund but what reasons would I need to tap into this savings account? Answer: Having an emergency fund is strictly […]
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Don’t Let Black Friday Lead to the January Blues
At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier to take part in the once per year phenomenon known as Black Friday, the mother of all shopping days. The problem with this practice is […]
Seeking Financial Guidance
Seeking financial guidance is NOT a sign of weakness, it is a step toward financial freedom. Personal finance is a sensitive subject and CCCS of the Heartland has found that pride or lack of understanding is hindering one from seeking some kind of financial guidance. When is a good time to seek financial help and […]
How long Does it Take to Get Out of Credit Card Debt?
HOW LONG DOES IT TAKE TO GET OUT OF CREDIT CARD DEBT? In a book that I am reading called “Debt-Free Forever” written by Gail Vaz-Oxlade, there is a tip that I wanted to share with you. “While it may have become socially acceptable to make only the minimum payments required on our debt, this […]
Insider secret #4
Most people prefer to leave the hospital feeling better than when they entered. However, with today’s cost of health care, and an increasing amount of that cost being passed along to the consumer, the discharged patient may exit with a financial nightmare looming in the distance. Through the years hundreds of clients have sought us […]
