Seeking financial guidance is NOT a sign of weakness, it is a step toward financial freedom. Personal finance is a sensitive subject and CCCS of the Heartland has found that pride or lack of understanding is hindering one from seeking some kind of financial guidance. When is a good time to seek financial help and […]
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How long Does it Take to Get Out of Credit Card Debt?
HOW LONG DOES IT TAKE TO GET OUT OF CREDIT CARD DEBT? In a book that I am reading called “Debt-Free Forever” written by Gail Vaz-Oxlade, there is a tip that I wanted to share with you. “While it may have become socially acceptable to make only the minimum payments required on our debt, this […]
Insider secret #4
Most people prefer to leave the hospital feeling better than when they entered. However, with today’s cost of health care, and an increasing amount of that cost being passed along to the consumer, the discharged patient may exit with a financial nightmare looming in the distance. Through the years hundreds of clients have sought us […]
Alternatives for consolidating debt rather than using the equity in your home
Part 2 Consolidation Loan This is an unsecured loan, which means that the interest rates will be higher than a home equity loan. The rates will probably be lower than all of your credit cards but carefully consider other options if the fees are high. Going this route may not save you much money after […]