Written by Beth Mincks, Financial Education Specialist I often have informative questions when I am teaching financial awareness to the community. Here is a question I wanted to share. Question: I am establishing an emergency fund but what reasons would I need to tap into this savings account? Answer: Having an emergency fund is strictly […]
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False Perceptions of Credit Counseling Keep Consumers from Seeking Assistance The July poll on the National Foundation for Credit Counseling (NFCC) website revealed that consumers have false perceptions about credit couseling which keep them from obtaining the help they need. “The Poll numbers are disturbing on many levels,” said Joe Stokes, CEO of CCCS of […]
My Money Check Up – CCCS of the Ozarks
Beth Mincks, Financial Educator and NFCC Certified Financial Professional Recently the NFCC (National Foundation for Credit Counseling) started a nationwide campaign called “Sharpen Your Financial Focus”. This campaign is designed to help anyone get on the right path to financial freedom. This is exciting for CCCS for the Ozarks because we are part of this […]
How to Start or Re-Start Your Monthly Budget
Written By: Beth Mincks, NFCC Certified Counselor and Financial Educator The hardest part about budgeting is getting started! Here are some tips that may help you. Step One: Look at the last 2 months of your bank statements to see how much your monthly bills are and what you spend your money on. This will […]
Dos and Dont’s for that much-needed financial conversation for engage and married couples
With many brides and grooms walking down the aisle in June, regardless of how difficult it may be, the conversation about personal finances is one that should be neither ignored nor postponed. As a matter of fact, to increase the odds of making ‘happily ever-after’ a reality, the discussion should take place before the ‘I […]