Springfield, MO. – Cupid is up against a mighty opponent this Valentine’s Day: DEBT. The majority of respondents participating in the National Foundation for Credit Counseling (NFCC) monthly poll indicated they would have serious reservations about taking on the debt of the person they love, even to the point of ending the relationship. The NFCC […]
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Tapping into your emergency fund
Written by Beth Mincks, Financial Education Specialist I often have informative questions when I am teaching financial awareness to the community. Here is a question I wanted to share. Question: I am establishing an emergency fund but what reasons would I need to tap into this savings account? Answer: Having an emergency fund is strictly […]
Don’t Let Black Friday Lead to the January Blues
At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier to take part in the once per year phenomenon known as Black Friday, the mother of all shopping days. The problem with this practice is […]
Legitimate help is available
False Perceptions of Credit Counseling Keep Consumers from Seeking Assistance The July poll on the National Foundation for Credit Counseling (NFCC) website revealed that consumers have false perceptions about credit couseling which keep them from obtaining the help they need. “The Poll numbers are disturbing on many levels,” said Joe Stokes, CEO of CCCS of […]
My Money Check Up – CCCS of the Heartland
Beth Mincks, Financial Educator and NFCC Certified Financial Professional Recently the NFCC (National Foundation for Credit Counseling) started a nationwide campaign called “Sharpen Your Financial Focus”. This campaign is designed to help anyone get on the right path to financial freedom. This is exciting for CCCS for the Ozarks because we are part of this […]