CCCS Blog

Up-to-Date Resources and Videos

Check out our expanding library of resources for convenient, accessible ways to learn about personal finance topics such as budgeting, credit usage, and debt management.

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Credit & Budget Counseling

How to Start or Re-Start Your Monthly Budget

Written By: Beth Mincks, NFCC Certified Counselor and Financial Educator The hardest part about budgeting is getting started! Here are some tips that may help you. Step One: Look at the last 2 months of your bank statements to see how much your monthly bills are and what you spend your money on. This will […]

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Services

Clearing up Confusion about using a Consumer Credit Counseling Agency

According to the National Foundation for Credit Counseling’s (NFCC) recent Financial Literacy Survey, many consumers have misperceptions about credit counseling agencies, causing confusion that is preventing them from reaching out for the help they need. NFCC Member Agencies are required to be accredited by an independent third party, and all counselors must become certified. Additionally, […]

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Credit & Budget Counseling

Seeking Financial Guidance

Seeking financial guidance is NOT a sign of weakness, it is a step toward financial freedom. Personal finance is a sensitive subject and CCCS of the Heartland has found that pride or lack of understanding is hindering one from seeking some kind of financial guidance. When is a good time to seek financial help and […]

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