Saving money doesn’t have to be so difficult when you have a goal. When it comes to saving money, we all have different reasons. One common denominator is that it takes discipline and motivation. Unfortunately there are too many people that do not save money and use expensive routes, such as payday or title loans, […]
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Living with no money?
I read an Yahoo Financial Fit article this morning about a young Berlin family who live with virtually no money essentially because it gets in the way of living their dreams. Its a very intriguing thought to me. The journey for them began when Rapheal went on a trip with 2 college friends and backpacked/hitchhiked […]
Take Control of Your Finances
I know a lot of us are worried about the fiscal cliff and how it will influence our finances but let’s start taking control of our money. Start 2013 on the right foot and have a goal to reach. Here are some suggestions: Goal #1: If you have debt to pay off, then pay it […]
Check Out Your Credit Score for Free.
We, consumers, have been able to access our credit reports once a year for free with www.annualcreditreport.com/. This has been a great tool for monitoring fraud, credit worthiness, and so on. The problem: we still have to pay for our score, which costs around $8.00 per credit bureau. Now we can access our credit score […]
How long Does it Take to Get Out of Credit Card Debt?
HOW LONG DOES IT TAKE TO GET OUT OF CREDIT CARD DEBT? In a book that I am reading called “Debt-Free Forever” written by Gail Vaz-Oxlade, there is a tip that I wanted to share with you. “While it may have become socially acceptable to make only the minimum payments required on our debt, this […]