Seeking financial guidance is NOT a sign of weakness, it is a step toward financial freedom. Personal finance is a sensitive subject and CCCS of the Heartland has found that pride or lack of understanding is hindering one from seeking some kind of financial guidance. When is a good time to seek financial help and […]
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Check out our expanding library of resources for convenient, accessible ways to learn about personal finance topics such as budgeting, credit usage, and debt management.
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Some Lenders Require You To Keep A $500 Deductible or Less.
WHY DO SOME LENDERS REQUIRE YOU TO KEEP A $500 DEDUCTIBLE OR LESS WHEN FINANCING A VEHICLE? When you finance a vehicle, it does not belong to you, it belongs to the lender until it is paid in full. Therefore the lender, bank, credit union, and so on, need to make sure that this vehicle […]
Independent Foreclosure Review
Beginning in April 2011 federal banking regulators issued enforcement actions against several large federally regulated mortgage servicing companies. Yep, you know its bad when the feds take this kind of action. What did these mortgage servicing companies do? The politically correct answer goes something like this..” mortgage servicing companies will have to correct deficient mortgage […]
Saving money doesn’t have to be so difficult when you have a goal.
Saving money doesn’t have to be so difficult when you have a goal. When it comes to saving money, we all have different reasons. One common denominator is that it takes discipline and motivation. Unfortunately there are too many people that do not save money and use expensive routes, such as payday or title loans, […]
Living with no money?
I read an Yahoo Financial Fit article this morning about a young Berlin family who live with virtually no money essentially because it gets in the way of living their dreams. Its a very intriguing thought to me. The journey for them began when Rapheal went on a trip with 2 college friends and backpacked/hitchhiked […]
