It’s a sinking feeling you get the moment you realize something is very wrong with your bank and/or credit card account. Someone has used your account..someone has your information..I believe its..its..identity theft? What do you do to protect yourself and correct this grievous mistake? Here is your checklist. 1) Immediately close the account that you […]
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Insider Secret #1
Today I want to give everyone an insider tip. Honestly, its one of the simple joys in my life. I take pleasure in giving people little nuggets of knowledge that make life just a bit easier or simplier. Have you ever wondered, as you go through your mail, how on earth you get SO MANY […]
15 Ways to Save Money
15 Ways to Save Money Track your spending. Carry around a small note pad or type it in the notes app on your phone. Every time you spend money, write down the date, what it was, and the cost. Do this for at least 2 weeks, preferably a month and you will see where you […]
Refinance your home?
In recent posts Beth gave advise on using the equity in your home to consolidate debt. Great advise, by the way. I wanted to take it a step further and talk about simply refinancing your home. The current mortgage interest rates are very appealing to a homeowner. If you are a homeowner who has good […]
Alternatives for consolidating debt rather than using the equity in your home
Part 2 Consolidation Loan This is an unsecured loan, which means that the interest rates will be higher than a home equity loan. The rates will probably be lower than all of your credit cards but carefully consider other options if the fees are high. Going this route may not save you much money after […]
